ECRYPT Blog

Stay updated on industry news, best practices, and feature rollouts.

Choosing the Right Processor for Embedded Payments

Embedded payments used to be a feature tucked somewhere between “nice” and “eventually.” In 2025, they sit at the center of platform strategy. Modern SaaS companies, marketplaces, telehealth providers, and service platforms increasingly rely on embedded payments not simply as infrastructure but as a core revenue engine and a competitive moat. The market has shifted:

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How to Identify a Reliable Payment Processor

Five things most companies don’t check soon enough Choosing a payment processor isn’t like picking another software vendor. For most businesses, especially in SaaS, fintech, healthcare, or regulated markets, it’s a foundational decision. Your processor connects revenue to every other part of your operation. One clause, one misclassification, or one missed filing can create real

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Your Complete Guide to B2B Payments

Receiving and making B2B payments is an essential function for businesses; done correctly, it can vastly improve cash flow and the bottom line.  As consumers, we have all come to expect fast, safe, and convenient payment solutions, whether online or in-store. But what about B2B payments? COVID-19 brought a rapid shift to remote working for

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What is an ACH payment?

Introduction ACH (Automated Clearing House) is a popular method used to transfer funds from one bank account to another and is commonly known as “direct payments”. The ACH financial network allows electronic payments between bank accounts without involving credit cards, wire transfers or paper checks. You most likely have participated in an ACH transaction since

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Credit Card Industry Laws

In addition to the Payment Card Industry (PCI) security standards enforced by the major credit card brands, federal regulations dictate how credit cards are allowed to be issued, processed and handled. Under section 6050W of the IRS tax code that came with the Housing Assistance Act of 2008, payment processors are required to submit an annual 1099-K

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Why payment security is critical for online transactions

A growing number of consumers worldwide do their shopping online. As such, many businesses have adapted to accept online transactions—or even switching to ecommerce entirely. However, all that data transmitted and stored online is at risk from outside threats. Hackers and other malicious entities could use the customer’s personal details and other sensitive information to

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